Regulations
- Decision on the Countercyclical Capital Buffer Rate for the Fourth Quarter of 2023
(OGM 87/23)
- Decision on Applying the Structural Systemic Risk Buffer
(OGM 139/21)
- Decision on Interim Measures to Mitigate Negative Impact of the Communicable Disease Covid-19 Epidemic and the Situation in Ukraine on the Financial System
(OGM 135/22, 69/23) - Unofficially consolidated translation
- Decision Establishing the Forms for the Submission of Information on Lending Activity
(OGM 16/18)
- Decision on Macroprudential Measures Related to Retail Loans Granted by Credit Institutions
(OGM 138/21, 144/22) - Unofficially consolidated translation
- Decision on the Content, Deadlines and Method of Compiling and Submitting Bank’s Financial Statements
(OGM 34/22)
- Decision on the Criteria for Identifying Critical Functions and Core Business Lines of a Credit Institution
(OGM 19/22)
- Decision on Minimum Standards for Risk Management in Credit Institutions
(OGM 134/21)
- Decision on Governance Arrangements in Credit Institutions
(OGM 119/20)
- Decision on the Content and Manner of Keeping a Registry of Credit Institutions
(OGM 126/20)
- Decision on Doing Business with Persons Connected with a Credit Institution
(OGM 126/20)
- Decision on Minimum Standards for Investment of Credit Institutions in Immovable Property and Fixed Assets
(OGM 126/20)
- Decision on the Method of Calculating Maximum Distributable Amount in Credit Institutions
(OGM 126/20)
- Decision on the Criteria and the Manner of Classification of Assets and Calculation of Provisions for Potential Loan Losses of a Credit Institution
(OGM 127/20, 140/21) - Unofficially consolidated translation
- Decision amending the Decision on the Criteria and the Manner of Classification of Assets and Calculation of Provisions for Potential Loan Losses of a Credit Institution
(OGM 140/21) - Decision on the Criteria and the Manner of Classification of Assets and Calculation of Provisions for Potential Loan Losses of a Credit Institution
(OGM 127/20)
- Decision on Remuneration in Credit Institutions
(OGM 127/20)
- Decision on Recovery Plans of Credit Institutions
(OGM 127/20, 19/22) - Unofficially consolidated translation
- Decision amending the Decision on Recovery Plans of Credit Institutions
(OGM 19/22) - Decision on Recovery Plans of Credit Institutions
(OGM 127/20)
- Decision on the Manner of Calculating Specific Countercyclical Capital Buffer Rate of a Credit Institution
(OGM 127/20)
- Decision on Methods for Consolidation of Members of a Group of Credit Institutions
(OGM 127/20)
- Decision on Identifying other Systemically Important Credit Institutions
(OGM 127/20)
- Decision on Documentation Attached to the Application for Granting the Authorisations under the Law on Credit Institutions
(OGM 127/20)
- Decision on Documentation Supporting the Application for Granting the License to a Credit Institution
(OGM 127/20)
- Decision on Liquidity Risk Management in Credit Institutions
(OGM 127/20, 140/21) - Unofficially consolidated translation
- Decision amending the Decision on Liquidity Risk Management in Credit Institutions
(OGM 140/21) - Decision on Liquidity Risk Management in Credit Institutions
(OGM 127/20)
- Decision on Internal Capital Adequacy Assessment of a Credit Institution
(OGM 127/20)
- Decision on Managing Outsourcing-Related Risks
(OGM 127/20)
- Decision on Large Exposures of Credit Institutions
(OGM 127/20, 140/21) - Unofficially consolidated translation
- Decision amending the Decision on Large Exposures of Credit Institutions
(OGM 140/21) - Decision on Large Exposures of Credit Institutions
(OGM 127/20)
- Decision on Chart of Accounts for Credit Institutions
(OGM 128/20)
- Decision on Reporting to the Central Bank of Montenegro
(OGM 128/20)
- Annexes
- Decision on Capital Adequacy of Credit Institutions
(OGM 128/20, 140/21, 144/22) - Unofficially consolidated translation
- Decision amending the Decision on Capital Adequacy of Credit Institutions
(OGM 144/22) - Decision amending the Decision on Capital Adequacy of Credit Institutions
(OGM 140/21) - Decision on Capital Adequacy of Credit Institutions
(OGM 128/20)
- Decision on Public Disclosure of Information by a Credit Institution
(OGM 128/20)
- Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12, 18/13, 24/18) - Unofficially consolidated translation
Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12)
(OGM 39/18, 18/19) - Unofficially consolidated translation
- Decision amending the Decision on Credit Registry
(OGM 18/19) - Decision on Credit registry
(OGM 39/18)
- Decision on the supervision over the implementation of the Law on the Conversion of Swiss Franc (CHF) – Denominated Loans into Euro (EUR) – Denominated Loans
(OGM 49/15, 63/16) - Unofficially consolidated translation
- Decision on the Criteria for Identifying Critical Functions and Core Business Lines of a Credit Institution
(OGM 19/22)
- Decision on Methodologies and Criteria for Determining the Amount of Liabilities Arising from Derivatives
(OGM 116/20)
- Decision on Notifications about Resolution of a Credit Insitution
(OGM 116/20)
- Decision on Detailed Content of Resolution Plans for Credit Institutions and Group Resolution Plans
(OGM 116/20)
- Decision on Conditions to be Met by an Independent Valuer of Assets and Liabilities of a Credit Institution under Resolution
(OGM 122/20)
- Decision on the Criteria for Assessing Resolvability of a Credit Institution and a Group
(OGM 122/20)
- Decision on More Detailed Manner of Calculation of Ex-Ante Contributions Paid by Credit Institutions to the Resolution Fund
(OGM 127/20, 45/21) - Unofficially consolidated translation
- Decision Supplementing the Decision on More Detailed Manner of Calculation of Ex-Ante Contributions Paid by Credit Institutions to the Resolution Fund
(OGM 45/21) - Decision on More Detailed Manner of Calculation of Ex-Ante Contributions Paid by Credit Institutions to the Resolution Fund
(OGM 127/20)
- Decision on the Content and Manner of Keeping a Registry of Financial Services Providers
(OGM 138/21)
- Decision on Minimum Standards for Risk Management in Financial Services Providers
(OGM 24/18)
- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro
(OGM 24/18)
- Decision on the Manner of Calculating Capital Adequacy Ratio of the Investment and Development Fund of Montenegro (OGM 79/18)
- Decision on minimum standards for risk management in the Investment and Development Fund of Montenegro (OGM 79/18)
Decision on the structure, more detail conditions and manner of transaction account opening and cancelling
(OGM 48/14, 24/16, 14/17, 80/20) - Unofficially consolidated translation
Decision on the structure, more detail conditions and manner of transaction account opening and closing
(OGM 48/14)
Decision on Central Registry of Transaction Accounts
(OGM 47/23)
Decision on Establishing the most Representative Services Linked to a Consumer Payment Account (OGM 54/22)
Decision on the Appearance and the Format of the Statement of Fees for Services Linked to a Consumer Payment Account(OGM 101/22, 108/22) - Unofficially consolidated translation
Decision on Detailed Conditions for Providing Activities of the Payment Service Agent(OGM 48/14)
(OGM 87/23)
Decision on Own Funds of Payment Institutions (OGM 87/23)
Decision on Own Funds of Electronic Money Institutions (OGM 87/23)
Decision on Security Measures for Operational and Security Risks Related to Payment Services
(OGM 47/23)
Decision on Minimum Value of Payment Transactions to be Processed in RTGS System
(OGM 48/14)
Decision on Payment System Oversight
(OGM 48/14)
Decision Repealing some Enabling Regulations Concerning National Payment System
(OGM 48/14)
Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 82/17 and 107/20) - Unofficially consolidated translation
- Decision amending the Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 107/20) - Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 82/17)
Operating Rules of the Central Bank of Montenegro Payment System
(OGM 48/14 and 57/14) - Unofficially consolidated translation
Rules supplementing Operating Rules of the Central Bank of Montenegro Payment System
(OGM 57/14)Operating Rules of the Central Bank of Montenegro Payment System
(OGM 48/14)
- Decision on Participation of the Central Bank of Montenegro and Banks in the Clearing of International Payments
(OGM 99/23)
- Decision on Detailed Requirements and Manner of Performing Bureau de Change Operations
(OGM 27/11)
- Decision on the Unique Blank Form Bill (OGRM 81/05)
- Decision on Putting into Circulation, the Sale Price and the Withdrawing from Circulation of the Unique Blank Form Bills (OGRM 01/06)
- Decision on International Reserves Management
(OGM 19/11, 88/17)
Balance of payments statistics
- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17, 18/19) - Unofficially consolidated translation
- Instruction for filling in Forms
- USER GUIDES
- Decision amending the Decision on keeping separate records on foreign current and capital transactions and their reporting to the Central Bank of Montenegro (OGM 18/19)
- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17)
- Decision on the Amount of Cash that May be Brought into or Leave Montenegro Without Declaring
(OGM 38/10)
- Decision on Statistical Data to be Submitted to the Central Bank of Montenegro for the Purpose of Compiling the Balance of Payments Statistics (OGM 61/12, 24/18) - Unofficially consolidated translation
Statistics of monetary financial institutions
- Decision on Statistical Data and Information to be Submitted by Credit Institutions to the Central Bank of Montenegro
(OGM 81/22, 13/23) - Unofficially consolidated translation
Decision on Statistical Data and Information to be Submitted by Credit Institutions to the Central Bank of Montenegro
(OGM 81/22)
- Guidelines on Reporting for Monetary and Financial Statistics
- Reporting Requirement 1
- Reporting Requirement 2
- Decision on Chart of Accounts for Credit Institutions
(OGM 128/20)
- Decision on Reporting to the Central Bank of Montenegro
(OGM 128/20)
- Annexes
- Decision on the Chart of Accounts of the Central Bank of Montenegro
(OGM 88/17)
Statistics of other financial institutions
- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro
(OGM 24/18)
Interest rates statistics
- Decision on the Calculation and Reporting of the Effective Interest Rate on Loans and Deposits
(OGM 138/21)
(OGM 39/18, 18/19) - Unofficially consolidated translation
- Decision amending the Decision on Credit Registry
(OGM 18/19) - Decision on Credit registry
(OGM 39/18)
- Decision on the Supply of Banknotes and Coins
("Official Gazette of MNE”, no. 19/11)
- Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins
(OGM 35/11, 61/18, 122/21) - Unofficially consolidated translation
- Decision amending the Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins
(OGM 122/21) - Decision amending the Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins
(OGM 61/18) - Decision on Authenticity and Fitness Checking and Recirculation of Euro Notes and Coins
(OGM 35/11)
- Decision on the Handling of Suspect Euro Banknotes and Coins and Other Activities Aimed at Protecting the Euro against Counterfeiting
(OGM 35/11, 61/18) - Unofficially consolidated translation
- Decision amending the Decision on the Handling of Suspect Euro Banknotes and Coins and Other Activities Aimed at Protecting the Euro against Counterfeiting
(OGM 61/18) - Decision on the Handling of Suspect Euro Notes and Coins and Other Activities Aimed at Protecting the Euro Against Counterfeiting
(OGM 35/11)
- Decision on medals and tokens similar to euro coins
(OGM 44/14, 61/18) - Unofficially consolidated translation
- Decision amending the Decision on medals and tokens similar to euro coins
(OGM 61/18) - Decision on medals and tokens similar to euro coins
(OGM 44/14)
- Decision on the Reproduction of Euro Banknotes
(OGM 61/18, 54/22) - Unofficially consolidated translation
- Decision amending the Decision on the Reproduction of Euro Banknotes
(OGM 54/22) - Decision on the Reproduction of Euro Banknotes
(OGM 61/18)
- Decision on issuing gold and silver jubilee coins
(OGM 12/21)
- Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 33/21)
- Decision on issuing gold and silver jubilee coins
(OGM 24/16)
- Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16, 25/17) - Unofficially consolidated translation
Decision amending the Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 25/17)Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16)
- Decision On changes in Prices of Commemorative Coins Issued
(OGM 13/11, 25/17) - Unofficially consolidated translation
Decision amending the Decision on Changes in Prices of Commemorative Coins Issued
(OGM 25/17)Decision On Changes in Prices of Commemorative Coins Issued
(OGM 13/11)
- Decision on the Manner of Using the Collections of Commemorative Montenegrin Coins Issued on the Occasion of Celebrating the Centenary of Minting the First Montenegrin State Coins
(OGRM 37/06, OGM 09/07, 13/11) - Unofficially consolidated translation
- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 31/06)
- Decision on issuing commemorative gold coins
(OGRM 31/06)
- Decision on Issuing Commemorative Coins – Alloys
(OGRM 31/06)
- Decision on issuing commemorative silver coins
(OGRM 31/06)
Decision on the Manner of using the Commemorative Montenegrin Coins issued on the Occasion of celebrating the Anniversary of Central Bank of Montenegro’s Commencement of Operation
(OGRM 01/03, 50/04, OGM 13/11)
- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 45/02)
- Decision on issuing commemorative gold coins
(OGRM 45/02)
- Decision on Issuing Commemorative Coins – Alloys
(OGRM 45/02)
- Decision on issuing commemorative silver coins
(OGRM 45/02)
- Decision on Performing Custody Operations
(OGM 34/17, 122/21) - Unofficially consolidated translation
- Decision amending the Decision on Performing Custody Operations
(OGM 122/21) - Decision on Performing Custody Operations
(OGM 34/17)
- Decision on the Chart of Accounts of the Central Bank of Montenegro
(OGM 88/17)
- Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services
(OGM 29/11, 22/12, 58/13, 12/14, 22/14, 48/14, 32/15, 15/17, 18/17, 24/18, 109/21, 87/23) - Unofficially consolidated translation
Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services
(OGM 29/11)