Regulations


- Decision on the Content, Deadlines and Method of Compiling and Submitting Bank’s Financial Statements
(OGM 34/22) 


- Decision on the Criteria for Identifying Critical Functions and Core Business Lines of a Credit Institution
(OGM 19/22) 


- Decision on Banks’ and Central Bank of Montenegro Actions until the Beginning of the Implementation of Regulations Governing Establishment, Operations and Supervision of Banks (OGM 16/21)


- Decision on Minimum Standards for Risk Management in Credit Institutions
(OGM 134/21)


- Decision on Governance Arrangements in Credit Institutions
(OGM 119/20)


- Decision on More Detailed Requirements for Selection and Appointment of Members of the Management Body and Holders of Core Functions in a Credit Institution
(OGM 119/20)


- Decision on the Content and Manner of Keeping a Registry of Credit Institutions
(OGM 126/20)


- Decision on Doing Business with Persons Connected with a Credit Institution
(OGM 126/20)


- Decision on Minimum Standards for Investment of Credit Institutions in Immovable Property and Fixed Assets
(OGM 126/20)


- Decision on the Method of Calculating Maximum Distributable Amount in Credit Institutions
(OGM 126/20)


- Decision on the Criteria and the Manner of Classification of Assets and Calculation of Provisions for Potential Loan Losses of a Credit Institution
(OGM 127/20, 140/21) - Unofficially consolidated translation


- Decision on Remuneration in Credit Institutions
(OGM 127/20)


- Decision on Recovery Plans of Credit Institutions
(OGM 127/20, 19/22) - Unofficially consolidated translation


- Decision on the Manner of Calculating Specific Countercyclical Capital Buffer Rate of a Credit Institution
(OGM 127/20)


- Decision on Methods for Consolidation of Members of a Group of Credit Institutions
(OGM 127/20)


- Decision on Identifying other Systemically Important Credit Institutions
(OGM 127/20)


- Decision on the Criteria and Documentation for Assessing the Suitability and Financial Soundness of the Acquirer of a Qualifying Holding in a Credit Institutionfor
(OGM 127/20)


- Decision on Documentation Attached to the Application for Granting the Authorisations under the Law on Credit Institutions
(OGM 127/20)


- Decision on Documentation Supporting the Application for Granting the License to a Credit Institution
(OGM 127/20)


- Decision on Liquidity Risk Management in Credit Institutions
(OGM 127/20, 140/21) - Unofficially consolidated translation


- Decision on Internal Capital Adequacy Assessment of a Credit Institution
(OGM 127/20)


- Decision on Managing Outsourcing-Related Risks
(OGM 127/20)


- Decision on Large Exposures of Credit Institutions
(OGM 127/20, 140/21) - Unofficially consolidated translation


- Decision on Chart of Accounts for Credit Institutions
(OGM 128/20) 
 


- Decision on Reporting to the Central Bank of Montenegro 
(OGM 128/20)
- Annexes


- Decision on Capital Adequacy of Credit Institutions
(OGM 128/20, 140/21) - Unofficially consolidated translation


- Decision on Public Disclosure of Information by a Credit Institution
(OGM 128/20) 
 


- Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12, 18/13, 24/18) Unofficially consolidated translation



- Decision on Credit registry 

(OGM 39/18, 18/19) - Unofficially consolidated translation 

 


- Guidelines for Developing Risk Analysis and Risk Factors for the Purposes of Prevention of Money Laundering and Terrorist Financing by Reporting Entities under the Supervision of the Central Bank of Montenegro (OGM 22/19) 


- Guidelines on implementation of international restrictive measures by banks and financial institutions and supervision of the implementation of these measures


 - Decision on the supervision over the implementation of the Law on the Conversion of Swiss Franc (CHF) – Denominated Loans into Euro (EUR) – Denominated Loans 
(OGM 49/15, 63/16) - Unofficially consolidated translation


- Decision on the Criteria for Identifying Critical Functions and Core Business Lines of a Credit Institution
(OGM 19/22) 


- Decision on Detailed Manner of Valuation of Assets and Liabilities before Taking Resolution Action or Exercising the Power to Write Down or Convert Relevant Capital Instruments
(OGM 45/21) 


- Decision on Methodologies and Criteria for Determining the Amount of Liabilities Arising from Derivatives
(OGM 116/20) 


- Decision on Minimum List of Services, Facilities or Equipment Necessary for Enabling a Recepient Undertaking to Operate a Business Transferred to it from a Credit Institution under Resolution
(OGM 116/20) 


- Decision on Detailed Conditions for Granting Deferral of Payment of Ex-Post Contributions to a Credit Institution into the Resolution Fund
(OGM 116/20) 


- Decision on Notifications about Resolution of a Credit Insitution
(OGM 116/20) 


- Decision on the More Detail Content of a Reorganisation Plan of a Credit Institution under Resolution and the Manner of Reporting on the Implementation of the Plan
(OGM 116/20) 


- Decision on Detailed Content of Resolution Plans for Credit Institutions and Group Resolution Plans
(OGM 116/20) 


- Decision on the Methodology for Valuation of Assets of the Credit Institution under Resolution Proceedings after Carrying out the Transfer of a Part of the Rights, Assets and Liabilities or after Applying the Bail-In Tool
(OGM 122/20) 



- Decision on Conditions to be Met by an Independent Valuer of Assets and Liabilities of a Credit Institution under Resolution
(OGM 122/20) 



- Decision on More Detailed Regulation of Contractual Recognition of Write-Down and Conversion Powers in Relation to Credit Institution’s Liabilities Governed by a Third Country Law
(OGM 122/20) 



- Decision on the Criteria for Assessing Resolvability of a Credit Institution and a Group
(OGM 122/20) 


- Decision on Detailed Criteria for Determining Minimum Requirements for Own Funds and Eligible Liabilities of Credit Institutions
(OGM 126/20) 


- Decision on the Method of Disclosing Confidential Information on Credit Institutions under Resolution in Summary or Collective Form
(OGM 126/20)  


- Decision on More Detailed Manner of Calculation of Ex-Ante Contributions Paid by Credit Institutions to the Resolution Fund
(OGM 127/20, 45/21) - Unofficially consolidated translation

 


- Decision on More Detailed Requirements for Setting the Rate of Conversion of Relevant Capital Instruments and Liabilities to Equity of a Credit Institutions Under Resolution
(OGM 127/20) 

Decision on the structure, more detail conditions and manner of transaction account opening and cancelling 
(OGM 48/14, 24/16, 14/17, 80/20) - Unofficially consolidated translation



Decision on the Contents of the Central Registry of Transaction Accounts 
(OGM 48/14, 32/15, 53/21, 102/21) - Unofficially consolidated translation



Decision on core elements of the payment orders for executing national payment transactions via transaction accounts (OGM 48/14)


Decision on the Criteria for Identifying Credit Institutions Required to Open and Operate Payment Accounts with Basic Features (OGM 34/22) - it shall apply from 9 January 2023


Decision on Establishing the most Representative Services Linked to a Consumer Payment Account (OGM 54/22) - it shall apply from 9 January 2023


Decision on detailed conditions for providing activities of the payment service agent 
(OGM 48/14)


Decision on the manner of keeping the register of payment institutions and the register of electronic money institutions 
(OGM 48/14, 74/21) - Unofficially consolidated translation



Decision on protection of payment service users’ funds and funds received in exchange for issued electronic money (OGM 48/14)


Decision on own funds of payment institutions 
(OGM 48/14, 80/20) - Unofficially consolidated translation



Decision on own funds of electronic money institutions 
(OGM 48/14)


Decision on minimum value of payment transactions to be processed in RTGS system 
(OGM 48/14)


Decision on payment system oversight 
(OGM 48/14)


Decision repealing some enabling regulations concerning national payment system  
(OGM 48/14)


Decision on Payment System Reporting to the Central Bank of Montenegro 
(OGM 82/17 and 107/20)   - Unofficially consolidated translation

Annexes



Operating rules of the Central bank of Montenegro Payment System 
(OGM 48/14 and 57/14) - Unofficially consolidated translation



- Decision on clearing of international payments 
(OGM 20/08)


- Decision on detailed requirements and manner of performing bureau de change operations 
(OGM 27/11)


- Decision on the unique blank form bill (OGRM 81/05)


- Decision on putting into circulation, the sale price and the withdrawing from circulation of the unique blank form bills (OGRM 01/06)

Balance of payments statistics


- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17, 18/19) - Unofficially consolidated translation

   - Form GU-1           
   - Form GU-2           

   - Form DI-1           
   - Form DI-2            

   - Form KZ-1       

   - Form KO-1            

   - Form TK-1       

   - Form TK-2       

   - Form RN-1            

   - Instruction for filling in Forms
   - USER GUIDES


- Decision on the Amount of Cash that May be Brought into or Leave Montenegro Without Declaring 
(OGM 38/10)


- Decision on Statistical Data to be Submitted to the Central Bank of Montenegro for the Purpose of Compiling the Balance of Payments Statistics (OGM 61/12, 24/18) - Unofficially consolidated translation



Statistics of monetary financial institutions


- Decision on Chart of Accounts for Credit Institutions
(OGM 128/20) 
 


- Decision on Reporting to the Central Bank of Montenegro 
(OGM 128/20)
- Annexes


- Decision on the Chart of Accounts of the Central Bank of Montenegro 
(OGM 88/17)

  ANNEX



Statistics of other financial institutions


- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro 
(OGM 24/18)

  ANNEXES



Interest rates statistics


- Decision on the Calculation and Reporting of the Effective Interest Rate on Loans and Deposits 
(OGM 138/21)


- Decision on Credit registry 

(OGM 39/18, 18/19) - Unofficially consolidated translation 

 

- Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins 
(OGM 35/11, 61/18, 122/21) - Unofficially consolidated translation



- Decision on the Handling of Suspect Euro Banknotes and Coins and Other Activities Aimed at Protecting the Euro against Counterfeiting 
(OGM 35/11, 61/18) - Unofficially consolidated translation 



- Decision on medals and tokens similar to euro coins 
(OGM 44/14, 61/18) - Unofficially consolidated translation 



- Decision on the Reproduction of Euro Banknotes 
(OGM 61/18, 54/22) - Unofficially consolidated translation 



- Decision on issuing gold and silver jubilee coins
(OGM 12/21)


Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 33/21)


- Decision on issuing gold and silver jubilee coins
(OGM 24/16)


- Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16, 25/17) - Unofficially consolidated translation


- Decision On changes in Prices of Commemorative Coins Issued
(OGM 13/11, 25/17) - Unofficially consolidated translation


- Decision on the Manner of Using the Collections of Commemorative Montenegrin Coins Issued on the Occasion of Celebrating the Centenary of Minting the First Montenegrin State Coins
(OGRM 37/06, OGM 09/07, 13/11) - Unofficially consolidated translation


- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 31/06)


- Decision on issuing commemorative gold coins
(OGRM 31/06)


- Decision on Issuing Commemorative Coins – Alloys
(OGRM 31/06)


- Decision on issuing commemorative silver coins
(OGRM 31/06)


Decision on the Manner of using the Commemorative Montenegrin Coins issued on the Occasion of celebrating the Anniversary of Central Bank of Montenegro’s Commencement of Operation
(OGRM 01/03, 50/04, OGM 13/11)


- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 45/02)


- Decision on issuing commemorative gold coins
(OGRM 45/02)


- Decision on Issuing Commemorative Coins – Alloys
(OGRM 45/02)


- Decision on issuing commemorative silver coins
(OGRM 45/02)


- Decision on Performing Custody Operations 
(OGM 34/17, 122/21) - Unofficially consolidated translation


- Decision on the Chart of Accounts of the Central Bank of Montenegro 
(OGM 88/17)


ANNEX


- Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services 
(OGM 29/11, 22/12, 58/13, 12/14, 22/14, 48/14, 32/15, 15/17, 18/17, 24/18, 109/21) - Unofficially consolidated translation