Flex Credit DOO Podgorica


MFI Head office: Bulevar Svetog Petra Cetinjskog 120, IV floor, Podgorica

Licence No. 0101-4491-2/2025 of 9 June 2025


Board of Directors:


  1. GORAN ARSOV, Chairman of the Board
  2. ASYA STEFANOVA
  3. GEORGI TOTKOV STOYANOV


Executive Director: NIKOLAY PENCHEV


Scope of Operations


Operations defined by the licence:


  • activities related to granting micro-loans from own and borrowed funds;
  • issuing guarantees and
  • providing consulting servicies.


Organisational units


BRANCH „PC Kruševac“ Podgorica, PC Kruševac 1

BRANCH Bar, Šćepana Malog 4

BRANCH Bijelo Polje, III sandžačke brigade 1

BRANCH Herceg Novi, Save Kovačevića 1

BRANCH Nikšić, Vuka Mićunovića 26