Hipotekarna banka AD Podgorica


Head–office: Josipa Broza Tita no. 67, Podgorica
Licence no: 0101-75/1-2002 of 17 December 2002


Board of Directors:

  1. RENATA VINKOVIĆ

  2. BOŽANA KOVAČEVIĆ

  3. SIGILFREDO MONTINARI - Chairman of the Board

  4. ESAD ZAIMOVIĆ

  5. VARAT GORAN


Executive directors:

  1. ESAD ZAIMOVIĆ, Chief Executive Officer

  2. JELENA VULETIĆ

  3. ANA GOLUBOVIĆ

  4. NIKOLA ŠPADIJER

Audit Committee:

  1. GORAN KNEŽEVIĆ

  2. BOŽANA KOVAČEVIĆ

  3. DRAŠKO POPOVIĆ


Scope of operations


 Operations defined by the license:

  1. accepting deposits and other funds of natural and legal persons and granting loans and other placements from these funds, as a whole or partially for its own account;

  2. issuing of guarantees and assume other off balance sheet obligations;

  3. purchasing and collecting claims;

  4. issuing, processing and recording payment instruments (including credit cards, traveller and bank checks);

  5. foreign payment operations,

  6. financial leasing,

  7. trading on its own behalf and for its own account or for the clients account with:
    - foreign payment funds, including exchange operations,
    - financial derivatives

  8. collecting data, developing analysis and giving information and advices on creditworthiness of legal persons and enterpreneurs and on other issues with respect to the business operations;

  9. safe keeping operations;

  10. offering safe deposit boxes.

Operations performed based on the approval of the Central Bank:

  1. custody operations - Decision no. 0102-6940/3-2007 of 14 March 2008

  2. operations with securites - Decision no. 0101-25872-6 of 25 February 2010:
    - broker activities
    - dealer activites
    - investment advisory activities

  3. insurance agency activities – Decision no. 0102-4348/3 of 25 August 2014


Organisational units


BRANCH Podgorica, Ul. Slobode 91
SUB-BRANCH Podgorica, Ul. Slobode 91
SUB-BRANCH Podgorica, Bulevar Svetog Petra Cetinjskog 130
SUB-BRANCH Podgorica, Đoka Miraševića M3
SUB-BRANCH Podgorica, Josipa Broza Tita 67
SUB-BRANCH Podgorica, Donja Gorica, Cetinjski put bb
SUB-BRANCH Podgorica, Cetinjski put bb, Delta city
BRANCH Nikšić, Trg Save Kovačevića bb
BRANCH Bijelo Polje, Ul. Slobode
BRANCH Bar, Ul. Maršala Tita br.5
BRANCH Budva, Mediteranska bb
SUB-BRANCH Cetinje, Bajova 74
BRANCH Kotor, SC Kamelija, Trg Mata Petrovića bb
SUB-BRANCH Tivat, 21 Novembra 21
SUB-BRANCH Tivat, Porto Montenegro, zgrada Teuta, Obala bb
BRANCH Herceg Novi, Trg Nikole Đurkovića bb

SUB-BRANCH Herceg Novi, Portonovi, Donje naselje 04 – Kumbor
BRANCH Berane, Mojsija Zečevića bb
BRANCH Ulcinj, 26 novembra bb
BRANCH Danilovgrad, Baja Sekulića 8