Payment Operations and Payment Systems


Decision on the structure, more detail conditions and manner of transaction account opening and cancelling 
(OGM 48/14, 24/16, 14/17, 80/20) - Unofficially consolidated translation



Decision on Central Registry of Transaction Accounts 
(OGM 47/23)


Decision on Core Elements of the Payment Orders for Executing National Payment Transactions via Transaction Accounts (OGM 48/14)


Decision on the Criteria for Identifying Credit Institutions Required to Open and Operate Payment Accounts with Basic Features(OGM 34/22)


Decision on Establishing the most Representative Services Linked to a Consumer Payment Account (OGM 54/22)


Decision on Presentation and Format of the Fee Information Document for the Most Representative Services Linked to a Consumer Payment Account(OGM 101/22)


Decision on the Appearance and the Format of the Statement of Fees for Services Linked to a Consumer Payment Account(OGM 101/22, 108/22) - Unofficially consolidated translation



Decision on the Method and Time Limits for Submitting Data on Interchange Fees(OGM 108/23)


Decision on Detailed Conditions for Providing Activities of the Payment Service Agent(OGM 48/14)


Decision on the Manner of Keeping the Registry of Payment Institutions and the Registry of Electronic Money Institutions (OGM 51/23)


Decision on Protection of Payment Service Users’ Funds and Funds Received in Exchange for Issued Electronic Money (OGM 48/14)


Decision on Minimum Monetary Amount of the Professional Indemnity Insurance or Other Comparable Guarantee Covering the Liability for Providing Specific Payment Services 

(OGM 87/23)



Decision on Own Funds of Payment Institutions (OGM 87/23)


Decision on Own Funds of Electronic Money Institutions (OGM 87/23)


Decision on Ensuring Strong Customer Authenticaton and Common and Secure Open Standards for Communication(OGM 21/23)


Decision on Security Measures for Operational and Security Risks Related to Payment Services 
(OGM 47/23)


- Decision on Reporting on Major Incidents Related to the Provision of Payment Services 
(OGM 90/23)

Template on incident reporting with instructions


Decision on Minimum Value of Payment Transactions to be Processed in RTGS System 
(OGM 48/14)


Decision on Payment System Oversight 
(OGM 48/14)


Decision Repealing some Enabling Regulations Concerning National Payment System 
(OGM 48/14)


Decision on Payment System Reporting to the Central Bank of Montenegro 
(OGM 82/17 and 107/20)   - Unofficially consolidated translation

Annexes



Operating Rules of the Central Bank of Montenegro Payment System 
(OGM 48/14 and 57/14) - Unofficially consolidated translation



- Decision on Participation of the Central Bank of Montenegro and Banks in the Clearing of International Payments 
(OGM 99/23)


- Decision on Detailed Requirements and Manner of Performing Bureau de Change Operations 
(OGM 27/11)


- Decision on the Unique Blank Form Bill (OGRM 81/05)


- Decision on Putting into Circulation, the Sale Price and the Withdrawing from Circulation of the Unique Blank Form Bills (OGRM 01/06)