Protection of Consumer Loan Beneficiaries


- Decision on the Calculation and Reporting of the Effective Interest Rate on Loans and Deposits
(OGM 138/21, 27/24, 35/24) - Unofficially consolidated translation



- Decision on the Content of Templates for Providing Pre-Contractual Consumer Loan Information to Consumers
(OGM 135/25)


- Decision on Detailed Content of Requirements Regarding Commissions of Creditors’ and Credit Intermediaries’ Staff(OGM 135/25)


- Decision on Detailed Content and Method of Maintaining the Registry of Credit Intermediaries Providing Intermediation Services Relating to Housing Loans
(OGM 135/25)


- Decision on the Manner of Conducting Supervision of Credit Intermediaries in the Provision of Intermediation Services Relating to Housing Loans
(OGM 135/25)


- Decision on Registration of Credit Intermediaries with the Central Bank of Montenegro
(OGM 51/13)


- Decision on the Manner and Time Limits for Submitting Data on the Complaints of Clients of Credit Institutions and Financial Service Users
(OGM 47/23)


Templates for Complaints


- Decision on Notification of the Provision of Intermediation and Advisory Services Relating to Housing Loans in another Member State
(OGM 135/25) - it shall apply from the day of Montenegro’s accession to the European Union